[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.skysat.cz\/kupte-si-druzstevni-byt\/#Article","mainEntityOfPage":"https:\/\/www.skysat.cz\/kupte-si-druzstevni-byt\/","headline":"Kupte si dru\u017estevn\u00ed byt","name":"Kupte si dru\u017estevn\u00ed byt","description":"\u010clov\u011bk mus\u00ed n\u011bkde bydlet, chce-li m\u00edt plnohodnotn\u00fd a d\u016fstojn\u00fd \u017eivot. St\u0159echa nad hlavou mu nab\u00edz\u00ed takov\u00e9 mo\u017enosti, o jak\u00fdch se m\u016f\u017ee bezdomovc\u016fm leda tak zd\u00e1t, a nejde tu rozhodn\u011b jenom o n\u011bjak\u00e9 \u010dty\u0159i st\u011bny, mezi kter\u00fdmi se m\u016f\u017ee jejich majitel schovat p\u0159ed zl\u00fdm sv\u011btem. Nemus\u00edme si tu jist\u011b dlouho pov\u00eddat o tom, co \u010dlov\u011bku takov\u00e9 vlastn\u00ed bydlen\u00ed v\u0161echno poskytuje. To, […]","datePublished":"2022-03-31","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.skysat.cz\/author\/#Person","name":"","url":"https:\/\/www.skysat.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"skysat.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.skysat.cz\/wp-content\/uploads\/symboly%20dolar%C5%AF.jpg","url":"https:\/\/www.skysat.cz\/wp-content\/uploads\/symboly%20dolar%C5%AF.jpg","height":0,"width":0},"url":"https:\/\/www.skysat.cz\/kupte-si-druzstevni-byt\/","about":["Pen\u00edze"],"wordCount":413,"articleBody":"   \u010clov\u011bk mus\u00ed n\u011bkde bydlet, chce-li m\u00edt plnohodnotn\u00fd a d\u016fstojn\u00fd \u017eivot. St\u0159echa nad hlavou mu nab\u00edz\u00ed takov\u00e9 mo\u017enosti, o jak\u00fdch se m\u016f\u017ee bezdomovc\u016fm leda tak zd\u00e1t, a nejde tu rozhodn\u011b jenom o n\u011bjak\u00e9 \u010dty\u0159i st\u011bny, mezi kter\u00fdmi se m\u016f\u017ee jejich majitel schovat p\u0159ed zl\u00fdm sv\u011btem.Nemus\u00edme si tu jist\u011b dlouho pov\u00eddat o tom, co \u010dlov\u011bku takov\u00e9 vlastn\u00ed bydlen\u00ed v\u0161echno poskytuje. To, co n\u00e1m d\u00e1v\u00e1 na\u0161e bydlen\u00ed, se d\u00e1 prost\u0159e shrnout pod n\u00e1zvem spokojen\u00fd \u017eivot.Jen\u017ee ne\u017e si n\u011bkdo sv\u00e9 vlastn\u00ed bydlen\u00ed po\u0159\u00edd\u00ed, obvykle si moc klidu neu\u017eije. A to nejenom proto, \u017ee se u n\u00e1s prod\u00e1v\u00e1 spousta nemovitost\u00ed a \u010dlov\u011bk tak nejednou v\u016fbec netu\u0161\u00ed, pro kterou z t\u011bch zaj\u00edmav\u00fdch nab\u00eddek by se vlastn\u011b m\u011bl rozhodnout. Daleko sp\u00ed\u0161e na\u0161ince zneklid\u0148uj\u00ed ceny takov\u00fdch nemovitost\u00ed, je\u017e obvykle \u0161plhaj\u00ed do z\u00e1vratn\u00fdch v\u00fd\u0161in. A kdy\u017e \u010dlov\u011bk v duchu p\u0159epo\u010d\u00edt\u00e1v\u00e1, za jak dlouho by si mo\u017en\u00e1 na svou nemovitost na\u0161et\u0159il ze sv\u00e9ho p\u0159\u00edjmu, kdyby ceny nemovit\u00e9ho majetku nerostly, nejednou si zouf\u00e1.Ale takov\u00e9 zouf\u00e1n\u00ed si leckdy m\u016f\u017eeme u\u0161et\u0159it. M\u016f\u017eeme si p\u0159ece koupit byt na hypot\u00e9ku. Tu si vezmeme a byt je n\u00e1\u0161.Ov\u0161em ani na to se v\u017edy spolehnout nelze. Soukrom\u00e9 nemovitosti jsou toti\u017e tak drah\u00e9, \u017ee na n\u011b leckdo nedostane ani hypot\u00e9ku, proto\u017ee by ani tu nedok\u00e1zal spl\u00e1cet. A co potom?Potom je moudr\u00e9 na soukrom\u00fd byt zapomenout. A nemus\u00ed to vadit. U nebankovn\u00ed spole\u010dnosti se toti\u017e nab\u00edz\u00ed i dosa\u017eiteln\u011bj\u0161\u00ed alternativa. Zde je toti\u017e mo\u017en\u00e9 vz\u00edt si hypot\u00e9ku i na byt dru\u017estevn\u00ed, kter\u00fd se od toho soukrom\u00e9ho zase a\u017e tak moc neli\u0161\u00ed. A kdy\u017e hypot\u00e9ka dru\u017estevn\u00ed byt m\u016f\u017ee zaplatit, je to pro leckoho terno. Proto\u017ee dru\u017estevn\u00ed byty jsou levn\u011bj\u0161\u00ed ne\u017e ty soukrom\u00e9, sta\u010d\u00ed si na n\u011b tedy vz\u00edt ni\u017e\u0161\u00ed hypot\u00e9ku. A na tu dos\u00e1hnou i ti, kdo by t\u0159eba klasickou hypot\u00e9ku nezvl\u00e1dli.Sice se na dru\u017estevn\u00ed byt p\u016fj\u010duje jen men\u0161\u00ed \u010d\u00e1st jeho ceny a je to i o n\u011bco dra\u017e\u0161\u00ed, ale ur\u010dit\u011b je to lep\u0161\u00ed, ne\u017e nem\u00edt kde bydlet.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kupte si dru\u017estevn\u00ed byt","item":"https:\/\/www.skysat.cz\/kupte-si-druzstevni-byt\/#breadcrumbitem"}]}]